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The EverBank CD rates are being covered by Highest CD Rates. It has been noticed that the EverBank certificate of deposit rates have dropped since out last visit. The decrease in the rates has been from 0.05% to 0.35% over the terms EverBank offers to the public.

The current CD rates include the 3 month CD that is earning an APY of 0.30%. The 6 month CD is earning an APY of 0.50%.

The 9 month CD is earning an APY of 0.50%. The 1 year CD is earning an APY of 0.75%. The 18 month CD is earning an APY of 0.75%.

The 2 year CD is earning an APY of 1.10%. The 30 month CD is earning an APY of 1.26%. The 3 year CD is earning an APY of 1.26%.

The 4 year CD is earning an APY of 1.26%. The best CD rates are from the 5 year CD that is earning an APY of 1.80%.

A minimum deposit of $1,500 must be placed with the bank to open a CD account and obtain the stated CD rates.  There is no variation in the amount of deposit required covering all terms from 3 months to 5 years. Any early withdraw will affect the earnings of the CDs because of the penalty that will be assessed to the account.

All deposits are also insured by the FDIC for amounts up to and including $250,000.

The Ever CD rates were posted on December 2, 2011 but are subject to change without notice.

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