Banks for You!

This is an ESB Bank CD rates November Review 2011that has noticed a slight dip in many of the terms that were being offered by the lowering of the APY’s. This makes investing your money in them not as lucrative as they once were.

The current bank CD rates for the promotional CDs include the 60 day CD that is earning an APY of 0.25%. The 9 month promotional CD is earning an APY of 0.40%. These require a minimum deposit of $1,000

The best CD rates are being offered by the 30 month promotional CD that is earning an APY of 1.10% and requires a minimum deposit of $500.

There are also the jumbo certificates of deposits being offered by ESB Bank. Each of these CDs requires a minimum deposit of $80,000 to open an account and obtain the stated APYs.

The 7 day to 364 day CD is presently earning an APY of 0.05%. The 1 year CD is earning an APY of 0.10%.

The 18 month CD is earning an APY of 0.15%. The 2 year CD is earning an APY of 0.20%. The 3 year CD is earning an APY of 0.35%.

The 4 year CD is earning an APY of 0.75%. The 5 year CD is earning an APY of 1.05%.

All of the CD rates being offered by ESB Bank have been reduced by up to 1.05% in their APYs. This follows the national trend at this time with all of the major and many of the smaller financial institutions.

These ESB CD rates were posted on November 3, 2011 but are subject to change without any prior notice.

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