Banks for You!

This is a Virginia Heritage Bank CD rates January Review, 2012 that is happy to announce there were no more reductions in the CD rates being offered the public. This allows for more consistency when you are investing your money with this financial intuition.

The minimum deposit for opening a certificates of deposit account is $500.

The current bank CD rates include the 3 month CD that is earning an APY of 0.35%. The 6 month CD is earning an APT of 0.35%.

The 9 month CD is earning an APY of 0.50%. The 1 year CD is earning an APY of 1.00%. The 18 month CD is earning an APY of 1.15%.

The 2 year CD is earning an APY of 1.20%. The 30 month CD is earning an APY of 1.25%. The 3 year CD is earning an APY of 1.55%.

The 4 year CD is earning an APY of 1.75%. The best CD rates are from the 5 year CD that is earning an APY of 2.00%.

There is also IRA CDs being offered by the Virginia Heritage Bank and are slightly better than the standard CD rates. The minimum deposit amount is still at $500. The current IRA CD rates include the 3 month CD that is earning an APY of 0.40%.

The 6 month CD is earning an APT of 0.40%. The 9 month CD is earning an APY of 0.55%. The 1 year CD is earning an APY of 1.05%.

The 18 month CD is earning an APY of 1.20%. The 2 year CD is earning an APY of 1.25%. The 30 month CD is earning an APY of 1.30%.

The 3 year CD is earning an APY of 1.55%. The 4 year CD is earning an APY of 1.80%. The best CD rates are from the 5 year CD that is earning an APY of 2.05%.

These Virginia Heritage CD rates were posted on August 29, 2011 but are still current in January, 2012. All rates are subject to change without any prior notice.

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